General Liability Insurance in Chicago, IL
If your business works with customers, clients, vendors or the general public, there’s always a chance something could go wrong—from a slip-and-fall to accidental property damage. General liability insurance helps limit the financial impact of these incidents. At Express-Way Insurance & Tax Services, we assist businesses across Chicago, IL in choosing liability policies that meet contract requirements and growth plans.
What Does General Liability Insurance Typically Include?
General liability is a core coverage that applies to many everyday business scenarios. While policies vary by provider and limits, most plans may include the following coverage options:
- Bodily injury coverage may assist with medical expenses or legal costs if someone is injured as a result of your business operations.
- Property damage coverage may support repair or replacement costs if your work causes accidental harm to someone else’s property.
- Personal and advertising injury coverage can apply in cases involving slander, libel or advertising disputes. It may help with attorney fees and court costs, even if the claim is ultimately dismissed or resolved in your favor.
Some general liability policies can also be bundled with commercial property and business interruption coverage in a broader package.
What Can Impact the Cost of Your Policy?
General liability premiums are based on several business factors, including the following:
- The nature and risk level of your services
- Business size, including number of employees and revenue
- Claims history or previous incidents
- Where and how your business operates (e.g., office-based, mobile, or customer-facing)
- Any required limits from client contracts or lease agreements
We’ll help evaluate these factors to build a plan that fits your operation without unnecessary extras.
Contact Us Today
At Express-Way Insurance & Tax Services, we help businesses throughout Chicago, IL secure general liability coverage that’s relevant, reliable and easy to manage. Contact our office today to request a quote or review your current policy.