Commercial Auto Insurance
Commercial auto insurance is a crucial aspect of any business that involves the use of vehicles. Whether your company owns a fleet of delivery trucks or a few company cars, commercial auto insurance can provide coverage against potential financial losses. It offers necessary protection against a variety of risks, helping you focus on what you do best: Running your business.
What Commercial Auto Insurance Does My Business Need?
The specific types of commercial auto insurance your business needs can depend on several factors. These may include the nature of your business, the types of vehicles you own and how those vehicles are used. Available coverage may include:
- Liability Insurance: This is a required coverage in Illinois that can help pay for third-party damages if your business is found responsible for an accident. It may cover bodily injury and property damage to others.
- Collision Coverage: This can cover damage to your business vehicle if it collides with another vehicle or object, regardless of who is at fault.
- Comprehensive Coverage: This can provide protection against damage not caused by a collision. This may include theft, vandalism or natural disasters.
- Medical Payments Coverage: This can help pay for medical expenses if you or your employees are injured in an accident.
- Uninsured/Underinsured Motorist Coverage: This can protect your business if you’re involved in an accident with an at-fault motorist who doesn’t have sufficient insurance.
Keep in mind that each business is unique and may require different levels of coverage. It’s important to work with an insurance professional from Express-Way Auto Insurance Agency to customize a policy that fits your specific needs.
Contact Express-Way Auto Insurance Agency today to secure an affordable commercial auto policy. We can help compare quotes from multiple auto insurance providers to get you exactly what you need.