How SR-22 Can Help High-risk Drivers Get Back on the Road

If you’re an Illinois driver facing a license suspension or have been labeled a high-risk driver due to violations like DUIs or multiple traffic offenses, you may have heard about SR-22. Express-Way Insurance & Tax Services knows how stressful it can be to regain your driving privileges. Our team is here to help you understand SR-22 and guide you every step of the way.

What Is an SR-22?

An SR-22 is a certificate your auto insurer files to prove you carry the state’s required minimum liability coverage. This filing is often required for drivers who have had their licenses suspended or revoked due to serious violations, such as:

• Driving under the influence (DUI)
• Reckless driving
• Driving without insurance
• Multiple traffic violations within a short period

Why Do High-risk Drivers Need an SR-22?

If you’re considered a high-risk driver, the state may require an SR-22 filing as a condition for reinstating your license. This requirement is designed to make sure you maintain continuous auto insurance coverage for a specified period, typically three years. Failing to keep your SR-22 current can result in another license suspension and an extension of your requirement period.

Is There a Filing Fee?

Yes, there is usually a small filing fee for submitting the SR-22 certificate. The exact amount varies by insurance company. In addition to this fee, your auto insurance premium may increase because of the higher risk category associated with the filing.

Contact Our Agency

Regaining your driving privileges after a suspension can feel overwhelming, but you don’t have to do it alone. Our experienced team is committed to helping Illinois drivers secure an SR-22. Contact Express-Way Insurance & Tax Services today to get started.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.